The University of Windsor participates in the William D. Ford Federal Direct Loan (Direct Loan) Program. U.S. citizens and permanent residents of the United States who are attending the University of Windsor may qualify for the federal loan program.
A Title IV Federal Student Aid eligible program must lead to a bachelor's, professional, or graduate degree.
The following programs however, are not Title IV Direct Loan eligible programs:
- Certificate programs;
- Non-degree programs;
- Non-degree courses or any program offered by the University of Windsor's affiliated colleges:
- Assumption University
- Canterbury College
- Iona College
- Course-based, full cost-recovery programs or programs not eligible for government grant funding i.e. graduate programs designed for international students
- Master of Management - International Accounting and Finance
- Master of Management - Manufacturing Management
- Master of Management - Logistics and Supply Chain Management
- Master of Management - Human Resources Management
- Master of Management – Data Analytics
- Master of Engineering - (Automotive Option)
- Master of Medical Biotechnology
- Master of Applied Computing- Qualifying Year
- Master of Applied Computing
- Master of Actuarial Science
- Master of Applied Economics and Policy (International)
- Co-operative education programs (exceptions Apply - please contact us for clarification)
- Nursing
- Distance education (even if only one course is a distance course)
- Programs with an internships/practical component (Exceptions apply - please contact us for clarification)
- Programs that are administered in modules
- International academic exchanges if over 25% of the student's program is not completed at the University of Windsor.
US students in receipt of US Federal Student Aid are not permitted to return to the US for any portion of their studies (including internships/co-op) that exceeds 25% of a student's program. Stacking of this allowance is not permitted with the exception that is applicable to doctoral students completing independent research for not more than one academic year if it is conducted during the dissertation phase of a doctoral program under the guidance of faculty, and the research can only be performed in a facility in the United States.
As a foreign institution, students attending the University of Windsor are NOT eligible for PELL Grants.
Direct Loans are low-interest loans for students and parents to help pay for the cost of a student's post-secondary education. The lender is the U.S. Department of Education (the Department) rather than a bank or other financial institution.
Direct Subsidized Loans are for students with demonstrated financial need, as determined by federal regulations. No interest is charged while you are in school at least half-time, during your grace period, and during deferment periods.
Direct Unsubsidized Loans are not based on financial need; interest is charged during all periods.
Direct PLUS Loans are low interest unsubsidized loans available to parents of dependent students or for graduate/professional degree students. PLUS loans help pay for education expenses up to the Cost of Attendance (COA) minus Estimated Financial Assistance (EFA). Interest is charged during all periods.
Note: PLUS loan borrowers cannot have an adverse credit history - a credit check will be done. If you are determined to have an adverse credit history, you may still receive a Direct PLUS Loan if you obtain an endorser who does not have an adverse credit history. An endorser is someone who agrees to repay the Direct PLUS Loan if the borrower defaults on payment.
* For additional information about Direct Loans, visit: Federal Student Aid
** Learn more about Federal Student Aid at a foreign school.
US Federal Student Aid inquiries can be emailed to USFINAID@uwindsor.ca.
