This policy serves 2 purposes:
- To provide third-party liability (bodily or property damage to others) to a University employee if that person is named as liable for causing the accident while driving on University business in a rented car
- To provide wrap-around coverage for property damage to rented vehicles (rented for University purposes) if the primary collision insurance does not cover costs
- For more information see General Questions on rented vehicles
- Vehicles other than passenger and light commercial vehicles
- Loss or damage arising from personal use or operation of any automobile not owned or licensed in the name of the University
- Loss or damage to personal property of the driver or occupants located inside or carried outside of the non-owned vehicle
- Loss or damage to University property inside or carried outside of the non-owned vehicle
- Vehicles rented in excess of 30 days
- Vehicles driven by unlicenced and unauthorized drivers
- Personal vehicles of officers, employees, volunteers etc.